When a serious injury occurs, it can affect a loved one for life. Not only is that person no longer able to work but their injuries also impact their family too. The family becomes the caregivers for that injured individual. The time that a family spends together enjoying each other’s company can be replaced with assisting that family member with activities of daily living.
Statutory accident benefits coverage after an automobile accident
Since caregivers do not receive benefits, there are some circumstances that can help recover some money to apply toward the caregiver who most likely gives up their job in order to help the individual family member stay at home.
Types of Tort Compensation for Caregivers
Family or friends who become an individual’s caregiver, compensation can come in many forms. The law understands and recognizes the attention and dedication needed to nurse a family member back to health or to help maintain their current health status. Therefore, a caregiver may be able to be compensated through the cost of past and future loss of income.
Cost of Past and Future Care
There seems to be more and more hoops to jump through when it comes to in order to get some form of compensation.
The amount is determined by the cost of any compensation already given and how much more would be needed in order for that person to live life to the extent they were prior to the accident.
Loss of Past And Future Income For A Caregiver
If the caregiver also had an income coming in, he or she may have to give up their job in order to attend to the needs of their loved one that was injured in an accident. This means that they are no longer receiving an income either. While the loss of past and future income of the injured victim is a primary concern, a claim may be available for the time a family member spends caring for a loved one who has been injured.
The time spent caring for the family member may lower the income a caregiver is able to receive. If provided, loss of past income compensates for damages up to the time of settlement or trial and loss of future income compensates for income that will be lost after the matter is resolved.
Anytime you are dealing with insurance companies, you will need to be represented by a professional injury lawyer in St. Albert who will then guide you and help you through every step of the way. When it comes to losing an income, you need to be able to make up for it in order to live. There are payments and expenses that you must endure in the cost of standard living. If you have no income, you cannot pay for the expenses and you tend to rely on the other means that are provided through the state funding grants and other resources. This can put a strain on an already stressed out state budget.