Once you have been in an automobile accident, you do not have to feel abandoned by anyone that might help you. You should welcome the opportunity to turn to certain financial institutions. A few of them should have the resources that you would need, as well as having a legal obligation to help you.
The obvious source for the insured driver
That source would be the driver’s own insurance company. The driver needs to contact his or her insurer just as soon as possible, following the accident. After all, the driver has paid for a policy from that same company.
For that reason, the insurer has a legal obligation to sat that some of the company’s funds should be directed in one certain directed. That money should go towards the payment of awarded funds to the victim. According to the law, the victim deserves such money, whether or not the same victim has been charged with being wholly or partially at-fault for the injury-causing collision.
Sources available to the uninsured victim that deserves compensation
If you were a passenger in a car that was involved in a collision, you do not have to think that you have no way of getting compensated for your damages. You can seek benefits from the company that has sold a policy to the owner of the automobile in which you were riding.
If you were an uninsured cyclist or pedestrian and you got hit, you could contact the insurer for the automobile that hit you. Alternately, you could contact the insurer for any of the cars that was involved in the accident, the one that caused you to become injured.
Suppose that you do not have car insurance, because you are a bicycle rider or a pedestrian. Yet the fact that you have no such insurance would not prevent you from getting hit by an automobile. If you acknowledge that fact, then think about how you might go after the benefits you deserve, if the at-fault driver does not have any insurance.
It could be that the same driver lives in a home. In that case, the driver would be part of a household. It could be that someone else in that same household does have car insurance. According to the law, you would have the right to seek benefits from the insurance company that sold a policy to someone that lives with the driver that might be charged with negligence.
Is there a way to cover the loss of personal property, if you are an uninsured accident victim?
Do you live in a house? Has the owner of that same house purchased home insurance? If so, then you should see if that home insurance policy could be used to provide you with compensation for your losses. If you had previously kept the lost property in a location within the policy-holder’s home, then you should be covered. However, it is best to talk with your injury lawyer in St. Alberta before you go ahead with the claim.