The collision of two or more motor vehicles results in creation of damaged property and injured drivers and passengers. Repair to damages and treatment of injuries costs money. Fortunately, Alberta’s judicial system and insurance system provide accident victims with access to good sources of financial assistance.
Sources of money to cover property damage
The car owner that has purchased collision coverage can make use of that coverage.
Two possible sources of money for medical expenses
Residents of Alberta can use the Diagnostic and Treatment Protocols Regulations, which can become a source of Accident Benefits. The Accident Benefits coverage can be supplemented with money from a private health insurance.
If those two sources fail to provide the accident victim with a satisfactory source of funds, the victim’s options have not been fully explored. He or she has the ability to go after an additional option. The money offered by that other option comes from Alberta’s Motor Vehicle Accident Claim Fund.
How can victims deal with uncovered expenses?
The money that can cover such expenses must come from a successful personal injury lawsuit. In other words, the injured victim must sue the negligent individual that caused the injury-producing accident.
Naturally, no accident victim can launch such a lawsuit without the help of an injury lawyer in Spruce Grove. The lawyer’s experience can ensure the plaintiff/victim with useful guidance, regarding possible sources of evidence. Presentation in court of such evidence acts to sway the minds of the jurors, and works to make the plaintiff’s case much stronger.
What expenses might be uncovered?
In Alberta the biggest uncovered expense would be the accident victim’s pain and suffering. Canada has put a cap on the amount of each victim’s award for pain and suffering. Victims that have sustained a catastrophic injury often need to sue the responsible party, in order to gain a fair compensation.
Some expenses might not be fully covered by the resources available to the accident victim. Yet a good lawyer can argue for better coverage of lost income, in order to obtain money that might be used as compensation for uncovered expenses.
Ultimately, the size of any uncovered expense will determine the type of court in which a lawsuit might be filed. If the plaintiff seeks only a small amount of money, the lawsuit gets heard in a small claims court. In that case, the plaintiff might not gain access to the awarded money.
Still, that fact should not keep any victims from hiring a lawyer and going after a fair compensation. The legal system has been set up to aid a plaintiff’s acquisition of a fair compensation. Personal injury lawyers do the best job of helping victims to navigate the legal system.