No sane accident victim would welcome the challenge that gets linked to an accident.Your injury heals slowly, so that recovery remains a distant goal. Still, the promised source of funds for the injured party has dried up. You may be getting that some form of monetary compensation must submit proof that you are still unable to handle certain responsibilities. Those would be the tasks that once seemed of little consequence, those formerly performed while on-the-job.
If the company that has requested such proof finds the submitted evidence to be unsatisfactory, then an extension of the long term disability claim gets denied. At that point, it pays to consult with personal injury lawyer in Spruce Grove or St. Albert. If that same lawyer suggests submission of an appeal, then that could trigger the inauguration of a multi-step process.
The collection necessitated by the denial
This is the first step in the multi-step process. It entails collection of essential documents and other relevant information. A careful study of the denial letter should reveal the gaps that must be filled with gathered information.
The doctor’s role
The doctor must confirm the fact that the accident victim remains disabled. That confirmation should be submitted in the form of a letter.
The required search
At this point no one can tell how long it might be until the disability payments resume. Consequently, it pays to search for other sources of similar benefits. Such a source could aid replacement of the money on which one family has come to depend.
The wisdom behind a financial review
No one can say how long the person making the appeal must wait for word of a decision. The insurance company has no reason to speed the process that will yield the decision. For that reason, it pays for the affected family to review its finances. How could it manage, if the process went on for a year or more?
The identification of a deadline
This could be done following arrival of the denial letter. If the deadline has not been given on that letter, then a claim representative should be contacted. Awareness of that deadline is vital. Failure to submit requested materials by that date (the deadline) could be used as a reason for denying the appeal.
The lawyer comes into the picture
The lawyer and client must work as a team. Together, they need to develop a winning strategy. Obviously, that same strategy should not be forgotten; it has to be followed. Ideally, an attorney has been contacted following word that the claim has been denied. Once the requested material has been submitted, the job or awaiting a decision becomes a taxing experience. What will that decision mean for the family’s future? If the injured party has worked closely with a lawyer, then that team (client-lawyer) should feel that together they have done their best to go after the desired decision.