Although any request for Alberta’s Section B benefits must come from someone that has been involved in a motor vehicle collision, not every request must come from someone that owns and drives a motor vehicle. It could get submitted by a pedestrian that was hit by an automobile, or a bicycle rider that was hit by a car. The mention of those 2 possibilities should drive home the fact that every resident of Alberta needs to become familiar with the specifics, regarding the Section B benefits.
Promise fulfilled by benefits’ delivery:
Alberta has promised coverage/benefits to anyone injured in an accident, if that same accident has involved a motor vehicle. There is a proviso in that promise. The injured victim must use a treatment strategy that members of the medical community would classify as “commonly used.” Consequently, treatments that rely on aromatherapy, massage, biofeedback, or other type of alternative treatment do not get covered.
Details on fulfillment of the promise:
The value of the medical coverage given to an injured plaintiff should not exceed $50,000. The value of the disability benefits should not exceed $400 per week. Delivery of the disability benefits continues for 2 years, starting with the day of the accident. Delivery of the medical coverage continues for a similar period of time.
What is the source of the funds used to pay the Section B benefits?
That money comes from the insurance company that sold a car insurance policy to the owner of the responsible vehicle. The amount of money handed over by that same company depends on what has been stated in the company’s policy. Personal injury lawyer in Spruce Grove knows that every resident of Alberta should keep that fact in mind, when buying a car insurance policy.
Erasing a fear held by many of Alberta’s residents:
Contrary to a rumored claim, the person that makes use of the promised coverage/benefits does not have to fear word about an increase in his or her existing insurance rate. That coverage gets delivered to any resident of Alberta that has been injured in a motor vehicle accident. The Province does not have the time and manpower required, in order to hit all those that have benefited from the promised coverage with an increase in the annual insurance rate.
Although Alberta’s legislatures have created an agency that copies the functions performed by an insurance company, the Province does not intend to profit from the mistakes made by any of the drivers on the road. By keeping that fact in mind, the reader should gain a better understanding for the absence of any rate increase, after one of Alberta’s residents has taken advantage of the coverage/benefits that are linked to the Section B legislation.